Bank of Sharjah - Investment banking

Service / Product	Fees

PERSONAL LOANS & OVERDRAFTS
Interest rate on Salary loans			12-15%
Insurance - Personal loans			0.75% p.a. Min AED 250, Max AED 1,500
Processing fee - New loans			1% Min AED 100
Processing fee - Top up loans			1% Min AED 100
Arrangement fee for overdraft			1% Min AED 100
Renewal fees			1% Min AED 100
Unarranged overdraft			100 per occasion
Early settlement and transfer			2% on Balance
Installment delay fee			AED 100
Installment deferral			AED 100
Loan rescheduling			AED 250

CAR LOANS
Interest rate			12-15%
Cancellation fee			AED 100
Travel abroad			AED 100
Change of plate number			AED 100
Change of insurance policy			AED 100
Change of traffic department			AED 100
Loan rescheduling			AED 250

GENERAL FOR ALL LOANS
Interest rate on late repayment of loan installment		2% Penalty
Late payment fee		AED 100
Loan default/ postponement fee		AED 100
No objection certification		AED 100
Balance certificate		AED 100

The Bank may debit the Account and the Customer will on demand pay the Bank’s charges and fees for the operation of the Account and other facilities and services provided to the Customer by the Bank. The Bank may amend, at any time without prior notice, its charges, commissions or fees.