At Bank of Sharjah, we understand that life doesn’t always go as planned. If you’re finding it hard to keep up with repayments or feeling overwhelmed by debt, you don’t have to face it alone. Our debt counselling service is here to give you guidance, support, and practical solutions.
Struggling with debt is more common than you think, and getting help early can make all the difference. Some signs to look out for that may mean you could benefit from counselling include:
We offer confidential and personalised advice to help you take control:
Debt Review: We’ll look at your current commitments and repayment capacity.
Repayment Plans: Options to restructure or consolidate your debt, where suitable. For example, consolidate high interest credit card debt into one lower interest rate loan.
Budget Guidance: Simple tools and tips to help you plan ahead.
Payment Flexibility: In some cases, we may be able to reschedule payments or provide relief measures.
Talk to Us Early: Don’t wait until a payment is missed.
Set a Budget: Track your income and expenses to spot where you can save.
Focus on High Interest Debt First: This saves you money in the long run.
Avoid New Borrowing: Until you’ve regained control of your existing commitments.
We follow the Central Bank of the UAE’s guidelines to ensure fair treatment of all customers. Any solution we offer will be designed to support you, not add to your burden.
If you think debt counselling could help you, please contact us through your nearest branch. Together, we can help you move towards financial stability and peace of mind.
Asking for help is the first step toward regaining control of your finances. We are here to support you every step of the way.
*In case of a delay or missed payment on any lending product, please refer to the schedule of Fees and Charges available at this link.
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