| |
|
|
Notes |
2009 |
2008 |
|
|
|
AED’000 |
AED’000 |
|
|
|
|
|
|
Interest income |
25 |
983,317 |
609,988 |
|
Interest expense |
26 |
(417,969) |
(233,933) |
|
|
|
|
|
|
|
|
|
|
|
Net interest income |
|
565,348 |
376,055 |
|
|
|
|
|
|
Net fee and commission income |
27 |
121,775 |
116,850 |
|
Exchange profit |
|
23,092 |
34,026 |
|
Investment income |
28 |
45,642 |
115,217 |
|
Net loss on investment property revaluation |
|
(12,108) |
- |
|
Other income |
|
7,460 |
51,880 |
|
|
|
|
|
|
|
|
|
|
|
Operating income |
|
751,209 |
694,028 |
|
|
|
|
|
|
General and administrative expenses |
29 |
(178,443) |
(126,642) |
|
Net impairment charge on financial assets |
30 |
(89,899) |
(156,755) |
|
|
|
|
|
|
|
|
|
|
|
Net profit before taxes |
|
482,867 |
410,631 |
|
|
|
|
|
|
Income tax expense - overseas |
|
(7,370) |
(605) |
|
|
|
|
|
|
|
|
|
|
|
Net profit for the year |
|
475,497 |
410,026 |
|
|
|
|
|
|
Attributable to: |
|
|
|
|
Owners of the parent company |
|
467,969 |
410,016 |
|
Non-controlling interest |
|
7,528 |
10 |
|
|
|
|
|
|
|
|
|
|
|
|
|
475,497 |
410,026 |
|
|
|
|
|
|
|
|
|
|
|
Basic earnings per share (AED) |
20 |
0.234 |
0.216 |
|
|
|
|
|
|
|
|
|
|
|
Diluted earnings per share (AED) |
20 |
0.234 |
0.208 |
|
|
|
|
|
|
|
|
|
| |
|
|