Are you ready to take the next step in your banking career? Join our team as a Credit Analyst, where you will play a key role in supporting our Corporate Banking division by conducting financial and credit analysis, preparing high-quality proposals, and ensuring compliance with internal and regulatory standards.
Job Purpose:
• Prepare and analyze financial statements, cash flows, and projections for credit assessments.
• Draft accurate and timely credit proposals for new and existing clients.
• Support customer transactions by ensuring documentation accuracy and smooth processing.
• Handle and resolve customer queries promptly in coordination with Relationship Managers.
• Assist Relationship Managers in achieving revenue targets by providing credit insights and portfolio monitoring support.
• Monitor portfolio quality and highlight early warning signals or potential risks.
• Ensure all credit documentation meets internal standards and regulatory requirements (AML, CTF).
• Coordinate with internal teams (Risk, Compliance, Operations) for approvals and processing.
• Maintain accurate credit files and assist in periodic portfolio reviews.
Key Accountabilities:
• Timely and accurate submission of credit proposals.
• Full compliance with internal credit policies, AML/CTF, and regulatory guidelines.
• Efficient support of customer transactions and resolution of client queries.
• Contribution to achieving revenue targets through credit analysis and portfolio monitoring.
• Improvement in portfolio quality indicators and reduction of early warning signals.
• Strong collaboration with Relationship Managers and internal stakeholders.
Experience & Qualifications:
• Minimum of 3 years of experience in the corporate credit field.
• Professional certifications such as CFA or FRM are preferred but not mandatory.
• Strong analytical and problem-solving skills.
• Solid understanding of credit analysis, risk assessment, and financial modeling.
• Excellent communication and interpersonal skills with the ability to collaborate effectively across teams.
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