| Balance Sheet |
| |
|
|
Notes |
2009 |
2008 |
|
|
|
AED’000 |
AED’000 |
|
ASSETS |
|
|
|
|
|
|
|
|
|
Cash and balances with Central Banks |
5 |
1,182,756 |
1,172,930 |
|
Deposits and balances due from banks |
6 |
2,232,744 |
1,413,288 |
|
Loans and advances, net |
7 |
11,450,482 |
10,340,367 |
|
Investment in securities |
8 |
1,639,096 |
1,188,569 |
|
Investment in an associate |
9 |
80,074 |
80,074 |
|
Investment property |
10 |
184,797 |
188,367 |
|
Other assets |
12 |
802,862 |
952,599 |
|
Property and equipment |
14 |
208,104 |
204,438 |
|
Goodwill and other intangibles |
11 |
280,937 |
279,830 |
|
|
|
|
|
|
|
|
|
|
Total assets |
|
18,061,852 |
15,820,462 |
|
|
|
|
|
LIABILITIES AND EQUITY |
|
|
|
|
|
|
|
|
|
LIABILITIES |
|
|
|
|
Customers’ deposits |
15 |
12,113,298 |
10,118,326 |
|
Due to banks |
16 |
503,473 |
409,554 |
|
Other liabilities |
17 |
613,782 |
715,093 |
|
Syndicated loan |
18 |
734,600 |
734,600 |
|
|
|
|
|
|
|
|
|
|
Total liabilities |
|
13,965,153 |
11,977,573 |
|
|
|
|
|
|
EQUITY |
|
|
|
|
Equity attributable to owners of the parent company |
|
|
|
|
Share capital |
19 |
2,000,000 |
1,737,472 |
|
Statutory reserve |
19 |
1,085,357 |
1,347,885 |
|
Contingency reserve |
|
289,468 |
242,671 |
|
Additional reserves |
|
30,390 |
30,390 |
|
Cumulative changes in fair value |
|
98,413 |
53,529 |
|
Retained earnings |
|
537,543 |
385,492 |
|
|
|
|
|
|
|
|
|
|
|
Total equity attributable to owners of the parent company |
|
4,041,171 |
3,797,439 |
|
Non-controlling interest |
|
55,528 |
45,450 |
|
|
|
|
|
|
|
|
|
|
Total equity |
|
4,096,699 |
3,842,889 |
|
|
|
|
|
|
|
|
|
|
Total liabilities and equity |
|
18,061,852 |
15,820,462 |
|
|
|
|
|
|
|
|
|
|
|
|
Commitments and contingent liabilities |
22 |
6,870,791 |
7,904,287 |
|
|
|
|
|
|
|
|
| |
|
|