Introducing Aani – Bank of Sharjah

Experience Instant Payments with Aani – A Revolutionary Initiative by Al Etihad Payments, a subsidiary of CBUAE

Welcome to the future of payments with Aani – the UAE's innovative instant payment system, proudly introduced by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is designed to simplify your financial transactions, making payments faster, easier, and more secure than ever before.

With Aani, the days of waiting hours or even days for payments to process are over. Whether you're paying a friend, settling or splitting a bill, or managing your finances, Aani empowers you to transfer funds instantly – anytime, anywhere – using just a mobile number, email address, or QR code.

Join us on this exciting journey towards smarter, faster payments. Experience the convenience of seamless, real-time financial transactions with Bank of Sharjah and discover the simplicity of Aani today!

What is Aani?

Aani is the UAE's ground-breaking instant payment system, developed to provide secure, efficient, and real-time financial transactions. With Aani, you can send and receive money instantly, 24/7, using just a mobile number, email address, or QR code.

Whether you're transferring funds to family, paying for services, or making purchases, Aani ensures that your transactions are completed in seconds, not hours.

Key Features of Aani

Instant
Transfers

Send and receive funds in real-time, anytime, anywhere within the UAE.

Easy
to Use

Use a mobile number, email, or QR code to initiate payments quickly and effortlessly.

Secure
& Reliable

Enjoy peace of mind with industry-leading security standards and protocols.

24/7
Availability

Access the payment service round the clock, every day of the year.

Zero
Processing Fees

Enjoy fee-free transactions with Aani.

Getting Started with Aani

Step 01Log in to the eBOS Mobile App

  • 1. Open the eBOS Mobile App.
  • 2. Click on 'More', then select 'Aani'. Accept the Terms & Conditions to enrol.
  • 3. Confirm your mobile number and Emirates ID.
  • 4. Select the account, request an OTP, enter it, and confirm.
  • 5. Upon successful enrolment, you will receive an access token.
  • 6. Use your eBOS username and the provided token to authorize the Aani App.

Step 02Download the Aani App

  • 1. Download the Aani App from the Apple App Store or Google Play Store.
  • 2. Open the app and register your account.
  • 3. Select Bank of Sharjah from the list of banks.
  • 4. When prompted, enter your eBOS username and the token generated in Step 1.
  • 5. For additional guidance, visit the official AEP website: https://aletihadpayments.ae/en/aani

Aani makes everything easy